Caution: Draft — pending legal review. These terms accurately describe what the app currently does, but have not yet been reviewed by a lawyer. Do not treat them as finalized legal text.

Terms of Service

Version 2026-07-25 · Agreed to jointly with the Privacy Policy at signup

1. Acceptance

By creating an account, you agree to these Terms of Service and the Privacy Policy. We record which version of these documents you agreed to, and when — see the Privacy Policy's own Consent section for how that works.

2. What this service is

ClariPlan is a Singapore-focused personal financial planning tool. It helps you track your accounts, project your finances, and understand how CPF, SRS, and tax rules apply to your situation.

Nothing in this app is financial, tax, or legal advice.Figures, projections, and benchmarks are informational only. Where the app surfaces facts about a document you've uploaded — including, for wills, facts about clause structure or named parties — it does not assess legal validity, does not suggest drafting or amendments, and does not tell you what to do. You are responsible for seeking your own professional advice for any decision you make.

3. Your account

You are responsible for keeping your login credentials secure and for the accuracy of information you provide or upload. You must be old enough to lawfully use this service under Singapore law.

4. Your uploaded content

You retain ownership of any document you upload. You grant us the limited right to process it (redact, extract, store, and display it back to you) solely to provide the service, as described in the Privacy Policy.

5. Availability

The service is provided on an "as-is" basis, without warranty of any kind. We do not guarantee uninterrupted availability, and we may change or discontinue features at any time.

6. Limitation of liability

To the fullest extent permitted by law, we are not liable for any financial, legal, or other decision you make based on information from this app.

7. Ending your use

You can delete your account at any time from Settings. We may suspend or terminate an account that violates these terms.

8. Changes to these terms

If we make a material change to these terms or the Privacy Policy, you will be asked to review and re-consent before continuing to use the app.

9. Governing law

These terms are governed by the laws of Singapore.

10. Contact

Questions about these terms can be sent to privacy@clariplan.example.